Platform Disclaimer & Regulatory Notice

1. Non-Banking & Non-Investment Declaration

JTBSocial explicitly declares that it is NOT a bank, Non-Banking Finance Company (NBFC), asset manager, collective investment scheme (CIS), or deposit-taking institution.

• The platform does NOT accept public investment deposits for interest or guaranteed financial return.
• Payments made to the platform represent Commercial Service & Software Subscription Fees for digital advertising quotas, task allocation licenses, and platform utility access.
• The platform does not provide or market any financial securities, stocks, bonds, or collective investment portfolios regulated under the Securities and Exchange Commission of Pakistan (SECP) or State Bank of Pakistan (SBP).

2. 100% Performance-Based Task Remuneration

Members engage with the platform as Independent Digital Contractors / Freelance Task Workers.

• All task credits and remuneration are strictly performance-based, requiring manual, human-verified completion of assigned digital activities (such as viewing digital advertisements, content engagement, or sponsored tasks).
• Zero Passive Yields: The platform strictly prohibits and rejects any promise of passive income, automated daily ROI, or fixed returns without active task execution.
• If a user does not complete their allocated tasks, no remuneration is earned or credited.

3. Non-Refundable Commercial Purchase

All service packages, once activated, grant immediate and irreversible digital allocations (advertising quotas, server bandwidth, task licenses). Consequently, all service fees are final, non-refundable, and cannot be claimed as capital returns or loan redemptions.

4. Legal & Cyber Compliance (PECA 2016 & FBR)

JTBSocial strictly adheres to the Prevention of Electronic Crimes Act (PECA) 2016 and applicable consumer protection statutes.

• Fraudulent activity, multi-account syndicates, automated bot scripts, and deceptive practices are strictly prohibited and result in immediate account termination.
• Users are solely responsible for declaring their independent digital freelancing income to the Federal Board of Revenue (FBR) and complying with their local tax obligations.